The Only Legitimate Place to Get Free Credit Reports

Clark Howard, the consumer warrior who hosts a syndicated radio talk show, recently mentioned that there is only one place to get free credit reports:

Entering the term “free credit report” into Google’s search function returns more than 22 million hits. This is a hot entrepreneurial area right now and that is not necessarily a good thing.

Tons of criminal outfits are claiming they will give you a free credit report, as long as you enter your information first. These scam artists then use that information to steal your identity. You need to know that there is only one legitimate Web site that offers you a free credit report with no strings attached.

The Web site, annualcreditreport.com is not directly accessible so there is no need to get confused. People in the West and Midwest can now get their reports for free. The entire country will have access by September of this year. For more details, visit the site – and only that site! And do not give out your personal information to anyone you don't know.